Motorcycle insurance protects you both in terms of your liabilities and motorcycle value. At Steiner Insurance Group, we’re committed to offering quality coverage to riders in Nashville, NC.
There are numerous considerations you’ll want to take into account when you purchase motorcycle insurance coverage. The following are three considerations when you choose a motorcycle insurance policy.
How much liability insurance to carry
You’ll have a few different options regarding how much liability insurance to carry. While you’re only legally required to meet your state’s minimum liability coverage requirements, it’s always a good idea to purchase additional liability coverage to protect your finances.
Whether to purchase collision and comprehensive coverage
Collision and comprehensive coverage are not typically legally required. However, you may have to pay out of pocket for repairs to your bike after an accident if you don’t purchase collision coverage. You may also have to pay out of pocket for repairs after damage caused by theft or vandalism without comprehensive coverage.
It’s, therefore, always a good idea to add both collision and comprehensive coverage to your policy. You will also be required to purchase these types of coverage if you took out a loan to purchase your bike and are still paying off the loan.
Policy features such as roadside assistance
Motorcycle insurance providers also typically offer numerous optional policy features like roadside assistance, lease/loan gap coverage, and towing/labor coverage.
It would be best to learn what these additional policy options involve and decide whether you want to add such features to your policy.
Do you want to learn more about motorcycle insurance in Nashville, NC? We’re standing by at Steiner Insurance Group to answer your questions about motorcycle insurance coverage that will offer you the financial protection you need.