Steiner Insurance Group

2413 Wilcox Dr
Norman, OK 73069

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What You Need to Know About Basic Auto Insurance Coverage

If you’re looking for auto insurance in the Nashville, NC area, Steiner Insurance Group can help you find the right coverage to meet your needs. For many people, basic coverage is all they want, but it’s important that you understand what that covers. You might want to add more options for your vehicle, and if it’s financed, your lienholder will generally require you to have more than just the basics. 

Make some Considerations

First, basic coverage is typically state minimum coverage and involves liability protection and protection for personal injury. If you’re injured in an accident or your property is damaged, this coverage will be what you’ll use when you make a claim. However, that doesn’t provide you with protection to repair your vehicle or to cover it if it’s stolen, among other concerns. That’s why you may want more than just the basics, including comprehensive and collision, on your auto policy.

Rather than choose the basic level of coverage, it’s a good idea to work with a trusted, professional agent to get the kind of coverage you actually need for your vehicle. That can give you more protection and provide you with additional peace of mind. You don’t have to settle for less than you want or deserve when it comes to taking good care of your vehicle for the long term.

When you’re in or around the Nashville, NC area and looking for auto insurance information and coverage options, contact us at Steiner Insurance Group. We’re here to help you get the proper coverage limits and a policy that gives you all the protection you want. We’ll happily answer your questions so that you can feel confident in your chosen policy.

Partner Carriers


  • american-modern
  • cna
  • encompass
  • foremost
  • hagerty
  • kemper
  • mdow
  • mercury
  • northstar
  • progressive
  • safeco
  • statewide-general
  • travelers