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What to Do After a Motorcycle Accident: A Guide to Filing an Insurance Claim

No one ever wants to be in an accident, but unfortunately, it happens. If you’re a motorcycle rider in Nashville, NC, you must be prepared for what to do after a crash. At Steiner Insurance Group, we understand the stress and anxiety of being involved in an accident, so we’ve put together this guide to help you understand the process of filing an insurance claim.

What to Do After a Motorcycle Accident

Get to Safety

The first and most important step after a motorcycle accident is to get yourself and anyone else involved out of harm’s way. If you can, move your bike off the road or as far away from traffic. Check for injuries and call 911 even if you cannot find any. Make sure to tell them you were riding a motorcycle.

Keep Your Gear On

If you’ve been injured, leaving all your gear on is important until medical professionals arrive. This includes your helmet and any other riding garments you may have been wearing. Even though these items may be damaged beyond repair, the evidence they provide can help with an insurance claim.

Document Everything

Once the accident scene has been secured, you should document as much as possible. Take photographs and videos of the crash site and any damage to your motorcycle and other vehicles involved. If there were witnesses, get their contact information and note what they saw. This can help when it comes time to file an insurance claim.

Collect Information from the Other Driver

In the event of a collision with another vehicle, you’ll want to get their contact and insurance information. Ensure they know that you plan on filing a claim, as this can help avoid unnecessary wrangling later on. If they don’t have insurance, it’s best to take down their license plate number in case you need to pursue legal action.

File a Police Report

Be sure to file a police report with the local authorities. Even if there were no injuries, this is an essential step in documenting the accident. Obtain a copy of the report and keep it for your records. This will be essential when filing an insurance claim.

Contact Your Insurance Company

Once you’ve collected the necessary information, it’s time to file your claim with Steiner Insurance Group. Our experienced agents will help you navigate the process and ensure everything is in order before submitting your claim. We strive to make filing a claim as easy and stress-free as possible. Contact our offices today to learn how we can serve those in the Nashville, NC area.

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