Living in Norman, OK, provides plenty of scenic views and rural farmland. Unfortunately, residents are also more likely to experience natural disasters, such as tornadoes. If you’re a homeowner, RV owner, or business owner, protecting your investment is key. If you have an RV, obtaining and maintaining the right RV insurance can provide peace of mind. At Steiner Insurance Group, we’ll work with you to properly protect your RV, whether it’s stored, parked at home, or in daily use.
Tornadoes and Storms
Storms and tornadoes in Norman, OK, can be harsh and unpredictable, which is why having the right insurance can make all the difference. RVs are particularly vulnerable due to their:
- Lightweight construction
- High wind exposure
- Large surface areas that may catch wind and become damaged
Comprehensive Coverage
Comprehensive insurance goes well beyond standard liability coverage. Comprehensive insurance for RVs includes protection against:
- Straight winds and tornadoes
- Hail damage
- Lightning strikes
- Falling debris and trees
- Fires started by storm damage
Proper RV insurance covers repairs from storm impacts, towing and debris removal, and even personal belongings that may have been damaged in your RV. Ask your agent about replacement value versus actual cash value reimbursement for your RV. (Replacement value is what it would cost to replace your RV with a new one, while actual cash value is the value of your RV, minus depreciation.)
Understanding tornado preparedness is crucial for those living in Norman, OK. Even if you only use your RV during certain seasons, proper insurance can help protect it year-round. To learn more about your RV insurance options, Steiner Insurance Group is here to help.
