{"id":84,"date":"2023-04-30T04:00:00","date_gmt":"2023-04-30T10:00:00","guid":{"rendered":"https:\/\/www.steinerig.com\/blog\/?p=84"},"modified":"2023-04-30T21:57:49","modified_gmt":"2023-05-01T03:57:49","slug":"rv-vs-car-insurance","status":"publish","type":"post","link":"https:\/\/www.steinerig.com\/blog\/rv-vs-car-insurance\/","title":{"rendered":"RV vs Car Insurance"},"content":{"rendered":"<p>Why is RV insurance so different from car insurance? They&#8217;re both private passenger vehicles. They&#8217;re both for use on ordinary roads instead of &quot;off-roading.&quot; Why can&#8217;t an RV be insured like a car? Steiner Insurance Group of Nashville, NC explains.<\/p>\n<h2><strong>Why RVs Are In A Class Of Their Own<\/strong><\/h2>\n<p>RVs are classed in the &quot;motor homes and travel trailers&quot; class of vehicles. As such, they comprise both auto and home. When the vehicle is being driven somewhere, auto insurance covers any mishaps. When it&#8217;s parked and used as a home, home insurance covers fire, theft, plumbing, or electrical problems.<\/p>\n<h2><strong>What About When An RV Is Parked?<\/strong><\/h2>\n<p>Most people would consider a &quot;parked&quot; RV a vehicle on their Nashville, NC property. Others think it pertains to parking in camper or RV parks. Anyone else would consider an RV parked in a summer-long RV park &quot;parked.&quot; All those things are so, and they each have special insurance, believe it or not.<\/p>\n<h3><strong>Home RV Parking<\/strong><\/h3>\n<p>Whether your RV is in a garage for the out-of-season or parked outside your home, your RV is covered in case anyone should damage it. This liability insurance even covers your RV when it&#8217;s parked on vacation.<\/p>\n<p>Some carriers will insure an RV being used as a permanent home as they would a mobile home because it doesn&#8217;t move. &quot;Parked&quot; models are usually found in specialty RV home parks and used for vacations and permanent living.<\/p>\n<h3><strong>Vacation Liability Insurance<\/strong><\/h3>\n<p>This protects your RV if someone gets hurt or your RV is damaged while you&#8217;re on vacation.<\/p>\n<h3><strong>Off-Season Only Insurance<\/strong><\/h3>\n<p>Did you know Steiner Insurance Group in Nashville, NC would insure your RV only in the off-season? It takes care of theft, vandalism, and any injury.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Why is RV insurance so different from car insurance? They&#8217;re both private passenger vehicles. They&#8217;re both for use on ordinary roads instead of &quot;off-roading.&quot; Why can&#8217;t an RV be insured like a car? Steiner Insurance Group of Nashville, NC explains. Why RVs Are In A Class Of Their Own RVs are classed in the &quot;motor [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[12,11],"class_list":["post-84","post","type-post","status-publish","format-standard","hentry","category-rv-insurance","tag-nashville-nc","tag-steiner-insurance-group"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/posts\/84","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/comments?post=84"}],"version-history":[{"count":1,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/posts\/84\/revisions"}],"predecessor-version":[{"id":85,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/posts\/84\/revisions\/85"}],"wp:attachment":[{"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/media?parent=84"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/categories?post=84"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/tags?post=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}