{"id":40,"date":"2021-06-24T04:00:00","date_gmt":"2021-06-24T10:00:00","guid":{"rendered":"https:\/\/www.steinerig.com\/blog\/?p=40"},"modified":"2021-06-24T09:53:27","modified_gmt":"2021-06-24T15:53:27","slug":"why-bother-with-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/","title":{"rendered":"Why Bother with Commercial Insurance?"},"content":{"rendered":"<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">While owning a business in Nashville, NC is exciting, you have to contend with uncertainties lurking in the business environment. However, acquiring proper commercial insurance from Steiner Insurance Group agents will ease the operation of your business and protect against numerous perils.&nbsp;<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">Commercial insurance is designed to help businesses stay protected against imminent perils that may jeopardize their success. Unfortunately, some business owners chose to overlook commercial insurance for their business. This trend is catastrophic since one blow can wipe out your business finances. That said, here are the reasons you need to think about commercial insurance.&nbsp;<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><strong><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">For compliance<\/span><\/span><\/span><\/strong><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">If you have three or more employees in your business, you must carry workers comp coverage in North Carolina. Additionally, all business-owned vehicles must be covered by commercial auto insurance. Failure to buy the minimum-required commercial insurance exposes your business to non-compliance penalties.&nbsp;<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><strong><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">Protection of workers<\/span><\/span><\/span><\/strong><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">If your employees get injured or sick while working on your premises, workers&#8217; comp helps cover medical expenses. Besides, this policy covers employees&#8217; funeral costs and partial loss of income.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><strong><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">Protection of assets<\/span><\/span><\/span><\/strong><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">Damage to the business property can trigger devastating impacts on your business&#8217;s ability to function properly and sometimes result in a shutdown. As such, it&#8217;s paramount to protect your business against perils like vandalism and fire with commercial property insurance.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><strong><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">Liability protection<\/span><\/span><\/span><\/strong><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">General liability coverage covers versatile situations, including a client&#8217;s injuries while on your business premises. Besides, it covers property damage and advertising injury claims from third parties.&nbsp;<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><strong><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">Saves money<\/span><\/span><\/span><\/strong><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">Getting outstanding commercial insurance salvages you from paying out-of-pocket when unexpected eventualities like liabilities, injuries and damages on your business property strike. This way, you operate your business without fear of indulging in adverse financial impacts.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\"><span style=\"font-size:12.0pt\"><span style=\"font-family:&quot;Times New Roman&quot;,serif\"><span style=\"color:#0e101a\">Having commercial insurance is a cornerstone for any business in Nashville, NC. If you have any queries regarding the procurement of splendid commercial insurance, call or visit us at Steiner Insurance Group.<\/span><\/span><\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>While owning a business in Nashville, NC is exciting, you have to contend with uncertainties lurking in the business environment. However, acquiring proper commercial insurance from Steiner Insurance Group agents will ease the operation of your business and protect against numerous perils.&nbsp; Commercial insurance is designed to help businesses stay protected against imminent perils that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[12,11],"class_list":["post-40","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-nashville-nc","tag-steiner-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Steiner Insurance Group |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Why Bother with Commercial Insurance? | Blog | Steiner Insurance Group\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-06-24T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-06-24T15:53:27+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Why Bother with Commercial Insurance? | Blog | Steiner Insurance Group\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/#article\",\"name\":\"Why Bother with Commercial Insurance? | Blog | Steiner Insurance Group\",\"headline\":\"Why Bother with Commercial Insurance?\",\"author\":{\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/#organization\"},\"datePublished\":\"2021-06-24T04:00:00-06:00\",\"dateModified\":\"2021-06-24T09:53:27-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/#webpage\"},\"articleSection\":\"Commercial Insurance, Nashville NC, Steiner Insurance Group\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.steinerig.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"position\":2,\"name\":\"Commercial Insurance\",\"item\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/category\\\/commercial-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/#listItem\",\"name\":\"Why Bother with Commercial Insurance?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/#listItem\",\"position\":3,\"name\":\"Why Bother with Commercial Insurance?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/#organization\",\"name\":\"Blog | Steiner Insurance Group\",\"url\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/\",\"name\":\"Why Bother with Commercial Insurance? | Blog | Steiner Insurance Group\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/why-bother-with-commercial-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2021-06-24T04:00:00-06:00\",\"dateModified\":\"2021-06-24T09:53:27-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/\",\"name\":\"Blog | Steiner Insurance Group\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.steinerig.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Why Bother with Commercial Insurance? | Blog | Steiner Insurance Group","description":"","canonical_url":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/#article","name":"Why Bother with Commercial Insurance? | Blog | Steiner Insurance Group","headline":"Why Bother with Commercial Insurance?","author":{"@id":"https:\/\/www.steinerig.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.steinerig.com\/blog\/#organization"},"datePublished":"2021-06-24T04:00:00-06:00","dateModified":"2021-06-24T09:53:27-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/#webpage"},"articleSection":"Commercial Insurance, Nashville NC, Steiner Insurance Group"},{"@type":"BreadcrumbList","@id":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.steinerig.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.steinerig.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.steinerig.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.steinerig.com\/blog\/category\/commercial-insurance\/#listItem","position":2,"name":"Commercial Insurance","item":"https:\/\/www.steinerig.com\/blog\/category\/commercial-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/#listItem","name":"Why Bother with Commercial Insurance?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.steinerig.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/#listItem","position":3,"name":"Why Bother with Commercial Insurance?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.steinerig.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.steinerig.com\/blog\/#organization","name":"Blog | Steiner Insurance Group","url":"https:\/\/www.steinerig.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.steinerig.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.steinerig.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/#webpage","url":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/","name":"Why Bother with Commercial Insurance? | Blog | Steiner Insurance Group","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.steinerig.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.steinerig.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.steinerig.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2021-06-24T04:00:00-06:00","dateModified":"2021-06-24T09:53:27-06:00"},{"@type":"WebSite","@id":"https:\/\/www.steinerig.com\/blog\/#website","url":"https:\/\/www.steinerig.com\/blog\/","name":"Blog | Steiner Insurance Group","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.steinerig.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Steiner Insurance Group |","og:type":"article","og:title":"Why Bother with Commercial Insurance? | Blog | Steiner Insurance Group","og:url":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/","article:published_time":"2021-06-24T10:00:00+00:00","article:modified_time":"2021-06-24T15:53:27+00:00","twitter:card":"summary","twitter:title":"Why Bother with Commercial Insurance? | Blog | Steiner Insurance Group"},"aioseo_meta_data":{"post_id":"40","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-06-24 15:53:44","updated":"2025-06-04 11:46:19","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.steinerig.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.steinerig.com\/blog\/category\/commercial-insurance\/\" title=\"Commercial Insurance\">Commercial Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhy Bother with Commercial Insurance?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.steinerig.com\/blog"},{"label":"Commercial Insurance","link":"https:\/\/www.steinerig.com\/blog\/category\/commercial-insurance\/"},{"label":"Why Bother with Commercial Insurance?","link":"https:\/\/www.steinerig.com\/blog\/why-bother-with-commercial-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/posts\/40","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/comments?post=40"}],"version-history":[{"count":1,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/posts\/40\/revisions"}],"predecessor-version":[{"id":41,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/posts\/40\/revisions\/41"}],"wp:attachment":[{"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/media?parent=40"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/categories?post=40"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.steinerig.com\/blog\/wp-json\/wp\/v2\/tags?post=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}